Just got a "statement of earnings" from Social Security, showing how much I've contributed since entering the workforce in 1981 and how much I'll get back. Turns out that if I stay at my current rate of income, I retire at age 62, and I live to be 100, I'll get back about 13.6 percent of what I put in.

I'll get every penny back if I manage to live until the year 2308. Oh well.



I guess I'll get a warm feeling knowing that my money's currently being spent by folks who didn't put in a fraction of what I'll have "invested" in the plan. You'd think they'd at least send me a card and thank me for that new set of golf clubs I just bought 'em.